Home - My Pensacola Credit Union

Loan Rates

Loan Rates as of October 1, 2025

Loan Rates
Type of Loan Rate APR* Terms
Auto Loans (New)  5.29% - 17.99%  5.29% - 17.99% terms up to 86 months
Auto Loans (Used) 5.29% - 17.99% 5.29% - 17.99% terms up to 86 months
Boat & RV Loans (New)

5.79% - 17.99%

 5.79% - 17.99% terms up to 120 months
Boat & RV Loans (Used) 5.79% - 17.99% 5.79% - 17.99% terms up to 120 months
ATV Loans (New)  5.29% - 17.99% 5.29% - 17.99% terms up to 86 months
Motorcycle & ATV Loans (Used) 5.29% - 17.99% 5.29% - 17.99% terms up to 86 months
My4Whatev$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% N/A
Home Improvement Loan

Check Rates

Check  Rates

 check rates
Home Purchase  Check Rates Check Rates Check Rates
Seasonal Loan 8.70% - 17.99% 8.70% - 17.99% up to 12 months
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99%

up to 72 months
Special Purchase Loan

6.70% - 17.99%

 6.70% - 17.99% up to 84 months

*APR = Annual Percentage Rate.

Rates and payment options based on creditworthiness, term, and other factors.

Loan rate effective date: October 1, 2025.

Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.