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Loan Rates

Loan Rates as of June 1, 2025

Loan Rates
Type of Loan Rate APR* Terms
Summer Auto Loans (New) Special 3.99%** 5.69% - 17.99% 3.99%** 5.69% - 17.99% Special rate up to 36 months**, other terms up to 86 months
Summer Auto Loans (Used) Special 3.99%** 5.69% - 17.99% 3.99%** 5.69% - 17.99% Special rate up to 36 months**, other terms up to 86 months
Summer Boat & RV (New) Loans Special

3.99%** 5.79% - 17.99%

 3.99%** 5.79% - 17.99% Special rate up to 36 months**, other terms up to 120 months
Summer Boat & RV Loans (Used) Special 3.99%** 5.79% - 17.99% 3.99%** 5.79% - 17.99% Special rate up to 36 months**, other terms up to 120 months
Summer Motorcycle & ATV Loans (New) Special 3.99%** 5.79% - 17.99% 3.99%** 5.79% - 17.99% Special rate up to 36 months**, other terms up to 86 months
Summer Motorcycle & ATV Loans (Used) Special 3.99%** 5.79% - 17.99% 3.99%** 5.79% - 17.99% Special rate up to 36 months**, other terms up to 86 months
My4Whatev$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% N/A
Fixed Home Equity Loan Special*** Check Rates Check Rates Check Rates
Home Purchase  Check Rates Check Rates Check Rates
Debbie's Vacation Loan Special as low as 6.25%**** as low as 6.25%**** up to 12 months****
Seasonal Loan 8.70% - 17.99% 8.70% - 17.99% up to 12 months
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99%

up to 72 months
Special Purchase Loan

6.70% - 17.99%

 6.70% - 17.99% up to 84 months

*APR = Annual Percentage Rate.

**Rates and payment options based on creditworthiness, term, and other factors. Existing Credit Union loans do not apply. No other offer may be applied. Application must be received by June 30, 2025, in order to qualify for this special. Contact the Credit Union for full details.

***$10,000 minimum and $100k maximum. Tax assessment minus any 1st mortage, 0.00% origination fee. Equal Housing Lender. Contact the Credit Union for full details.

****Current Credit Union loans cannot be consolidated into special. All loan underwriting policies and matrixes apply. All loans are subject to credit approval. Terms and conditions apply. Contact the Credit Union for full details.

Loan rate effective date: June 1, 2025.

Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.