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Loan Rates

Loan Rates as of November 10, 2025

Loan Rates
Type of Loan Rate APR* Terms
Auto Loans (New) 5.29% - 17.99% 5.29% - 17.99% terms up to 86 months
Auto Loans (Used) 5.29% - 17.99% 5.29% - 17.99% terms up to 86 months
Boat & RV Loans (New)

5.79% - 17.99%

 5.79% - 17.99% terms up to 120 months
Boat & RV Loans (Used) 5.79% - 17.99% 5.79% - 17.99% terms up to 120 months
Motorcycle & ATV Loans (New) 5.29% - 17.99% 5.29% - 17.99% terms up to 86 months
Motorcycle & ATV Loans (Used) 5.29% - 17.99% 5.29% - 17.99% terms up to 86 months
My4Whatev$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% N/A
Home Improvement Loan

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Seasonal Loan 8.70% - 17.99% 8.70% - 17.99% up to 12 months
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99%

up to 72 months
Holiday Helper Loan Special1 7.70% - 17.99%1 7.70% - 17.99%1 up to 12 months1
Special Purchase Loan

6.70% - 17.99%

 6.70% - 17.99% up to 84 months

*APR = Annual Percentage Rate.

1APR = Annual Percentage Rate. Rates and payment options based on creditworthiness, term, and other factors. Existing Credit Union loans do not apply. First payment due January 30, 2026. Application must be received by November 29, 2025, and close by December 13, 2025, in order to qualify for this special. Contact the Credit Union for full details.

Loan rate effective date: November 10, 2025.

Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.