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Loan Rates

Loan Rates as of July 6, 2026

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Loan Rates
Type of Loan Rate APR* Terms
Special 250th Auto Loans (New)*  3.99% - 17.99% 3.99%- 17.99% terms up to 36 months
Special 250th Auto Loans (New) 4.74% - 17.99% 4.74% - 17.99% terms from 37-48 months
Auto Loans (New)  5.24% - 17.99% 5.24% - 17.99% terms from 49-86 months
Special 250th Auto Loans (Used)*  3.99% - 17.99% 3.99% - 17.99% terms up to 36 months
Special 250th Auto Loans (Used)*  4.74% - 17.99% 4.74% - 17.99% terms from 37-48 months
Auto Loans (Used) 5.24% - 17.99% 5.24% - 17.99% terms from 49-86 months
Special 250th Boat & RV Loans (New)* 

4.99% - 17.99%

4.99% - 17.99% terms up to 36 months
Special 250th Boat & RV Loans (New)*  5.74% - 17.99% 5.74% - 17.99% terms from 37-48 months
Boat & RV Loans (New) 6.74% - 17.99% 6.74% - 17.99% terms from 49-120 months
Special 250th Boat & RV Loans (Used) 4.99% - 17.99% 4.99% - 17.99% terms up to 36 months
Special 250th Boat & RV Loans (Used) 5.74% - 17.99% 5.74% - 17.99% terms from 37-48 months
Boat & RV Loans (Used) 6.74% - 17.99% 6.74% - 17.99% terms from 49-120 months
Special 250th Motorcycle & ATV Loans (New) 3.99% - 17.99% 3.99% - 17.99% terms up to 36 months
Special 250th Motorcycle & ATV Loans (New) 4.74% - 17.99% 4.74% - 17.99% terms from 37-48 months
Motorcycle & ATV Loans (New) 5.24% - 17.99% 5.24% - 17.99% terms up to 49-86 months
Special 250th Motorcycle & ATV Loans (Used) 3.99% - 17.99% 3.99% - 17.99% terms up to 36 months
Special 250th Motorcycle & ATV Loans (Used) 4.74% - 17.99% 4.74% - 17.99% terms from 37-48 months
Motorcycle & ATV Loans (Used) 5.24% - 17.99% 5.24% - 17.99% terms up to 49-86 months
My4WhatEv$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% N/A
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Home Purchase  Check Rates Check Rates Check Rates
Seasonal Loan 8.70% - 17.99% 8.70% - 17.99% up to 12 months
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99%

up to 72 months

Special Purchase Loan

6.70% - 17.99%

6.70% - 17.99% up to 84 months

*APR = Annual Percentage Rate.

Rates and payment options based on creditworthiness, term, and other factors.

Loan rate effective date: July 6, 2026.

*APR = Annual Percentage Rate. Rates and payment options based on creditworthiness, term, and other factors. Existing Credit Union loans do not apply. No other offer may be applied. Application must be received between July 6 – July 18, 2026, in order to qualify for this special. Pre-approvals will be accepted prior to the beginning of the rebate period. Applications submitted up to July 18, 2026 will have until August 15, 2026 to close on the loan to retain the promotional rate. The $250 cash rebate credited after the loan origination. Cash rebate is conditional. If the loan is closed early or does not remain in good standing for the initial six months, the $250 cash rebate will be added back to the loan balance and may increase the amount owed. Cash rebate applies to vehicle loans (cars, trucks, SUVs) only. Current credit union loans are not eligibl for cash rebate. Cash rebate will be posted to the member's Share Savings account within 4 days of funding the loan. Loan funding amount must be $15,000 or greater to qualify for the cash rebate. Additional eligibilty and loan terms apply. Contact the Credit Union for full details.

Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.

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