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Loan Rates

Loan Rates as of May 1, 2026

Loan Rates
Type of Loan Rate APR* Terms

Celebrating Our Members Auto Loans (New) Special*

3.15% 4.74% - 17.99% 3.15% 4.74% - 17.99% special rate up to 24 months* other terms up to 86 months

Celebrating Our Members Auto Loans (Used) Special*

3.15% 4.74% - 17.99% 3.15% 4.74% - 17.99% special rate up to 24 months* other terms up to 86 months

Celebrating Our Members Boat & RV Loans (New) Special*

3.15% 5.74% - 17.99%

3.15% 5.74% - 17.99% special rate up to 24 months* other terms up to 120 months

Celebrating Our Members Boat & RV Loans (Used) Special*

3.15% 5.74% - 17.99% 3.15% 5.74% - 17.99% special rate up to 24 months* other terms up to 120 months

Celebrating Our Members Motorcycle & ATV Loans (New) Special*

3.15% 4.74% - 17.99% 3.15% 4.74% - 17.99% special rate up to 24 months* other terms up to 86 months

Celebrating Our Members Motorcycle & ATV Loans (Used) Special*

3.15% 4.74% - 17.99% 3.15% 4.74% - 17.99% special rate up to 24 months* other terms up to 86 months
My Vacation, My Way Loan Special**

 6.25% - 17.99%

6.25% - 17.99%

up to 12 months**
My4WhatEv$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% N/A
Home Improvement Loan

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Home Purchase  Check Rates Check Rates Check Rates
Seasonal Loan 8.70% - 17.99% 8.70% - 17.99% up to 12 months
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99%

up to 72 months

Special Purchase Loan

6.70% - 17.99%

6.70% - 17.99% up to 84 months

*/**APR = Annual Percentage Rate. Rates and payment options based on creditworthiness, term, and other factors. Existing Credit Union loans do not apply. No other offer may be applied. Application must be received between May 1 – May 31, 2026, in order to qualify for this special. Applications submitted up to May 31, 2026 will have until June 30, 2026 to close on the loan to retain the promotional rate. Contact the Credit Union for full details.

*APR = Annual Percentage Rate.

Loan rate effective date: May 1, 2026.

Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.