Home - My Pensacola Credit Union

Loan Rates

Loan Rates as of March 15, 2025

Loan Rates
Type of Loan Rate* APR** Terms
Summer Auto Loans (New) Special 3.99%* 5.69% - 17.99% 3.99%* 5.69% - 17.99% Special rate up to 36 months*, other terms up to 86 months
Summer Auto Loans (Used) Special 3.99%* 5.69% - 17.99% 3.99%* 5.69% - 17.99% Special rate up to 36 months*, other terms up to 86 months
Summer Boat & RV (New) Loans Special

3.99%* 5.79% - 17.99%

 3.99%* 5.79% - 17.99% Special rate up to 36 months*, other terms up to 120 months
Summer Boat & RV Loans (Used) Special 3.99%* 5.79% - 17.99% 3.99%* 5.79% - 17.99% Special rate up to 36 months*, other terms up to 120 months
Summer Motorcycle & ATV Loans (New) Special 3.99%* 5.79% - 17.99% 3.99%* 5.79% - 17.99% Special rate up to 36 months*, other terms up to 86 months
Summer Motorcycle & ATV Loans (Used) Special 3.99%* 5.79% - 17.99% 3.99%* 5.79% - 17.99% Special rate up to 36 months*, other terms up to 86 months
My4Whatev$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% N/A
Home Purchase  Check Rates Check Rates Check Rates
Seasonal Loan 8.70% - 17.99% 8.70% - 17.99% up to 12 months
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99% up to 72 months
Special Purchase Loan

6.70% - 17.99%

 6.70% - 17.99% up to 84 months

*Rates and payment options based on creditworthiness, term, and other factors. Existing Credit Union loans do not apply. No other offer may be applied. Application must be received by May 31, 2025, in order to qualify for this special. APR = Annual Percentage Rate. Contact the Credit Union for full details.

Loan rate effective date: March 15, 2025.

Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.