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Home Rates

Loan Rates as of August 1, 2026

Fixed rate (purchase & refinance)
Type of Loan Rate as low as Terms
First Mortgage 6.00% APR* up to 10 years
First Mortgage 6.25% APR* up to 20 years
First Mortgage 6.50% APR* up to 30 years
Second Mortgage 8.00% APR* up tp 10 years
Second Mortgage 8.25% APR* up to 20 years
Fixed Rate Home Equity
Type of Loan Rate as low as Terms
First Mortgage 6.75% APR* up to 10 years
Second Mortgage 8.25% APR* up to 10 years
Fixed Rate Vacant Property
Type of Loan Rate as low as Terms
First Mortgage 7.75% APR* up to 15 years

*APR = Annual Percentage Rate. Index from Wall Street Journal Prime Rate + Margin = APR.

Rates and payment options based on creditworthiness, term, and other factors. Rates may change frequently. Contact the Credit Union for full details and disclosures.

NMLS#: 403632

Loan rate effective date: August 1, 2026.