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CO-OP Shared Branches & ATM Locator

Access your accounts anywhere: Convenient Shared branching

Out of town and need to make a withdrawal or deposit? Bank at any credit union in our shared branching network.

find a shared branching cu find an atm

  • Use member credit unions nationwide as if you were at your home branch
  • Over 5,000 compatible branches via the CO-OP Shared Branching service
  • Over 2,000 self-service locations (open 24/7)
  • Locations available in all 50 states
  • Conduct a number of transactions at any member branch, including:
    • Deposits
    • Withdrawals
    • Loan payments
    • Make transfers between accounts
    • And more
  • Simply bring in the following materials:
    • Your home credit union's name
    • Your account number
    • Valid government-issued photo identification (i.e. state driver's license or US passport)

EFFECTIVE MAY 1, 2025: New identity protection for out-of-state shared-branch members.

If you bank at one of our Co-op Shared Branch locations, a teller will identify and authenticate members in-branch through a QR code and one-time passcode multi-factor authentication method. This additional layer of authentication will be used for loan payments, cashier’s check, deposits, withdrawals, transfers, and account inquiries. If you have any questions or concerns, please contact us.

How it Works:

  • Scan the QR code located in the branch or visit verify.coop.org.
  • Select your credit union’s name from a drop-down list.
  • Enter your member number and the last four digits of your social security number.
  • Upload a photo of your ID.
  • Take a selfie.
    • Tip: Save your validation for an even quicker experience next time!
  • Show your one-time passcode to the teller (passcode is valid for 20 minutes).

BRANCH LOCATOR

Out of the area and need to access your cash? We make it easy to find a shared branch in the CO-OP network: 

find a shared branching cu  find an atm