New User? Enroll
Turn everyday spending into perks! Earn points on every purchase from shopping to dining out and even traveling. With flexible redemption options you can enjoy the benefits YOUR WAY!
APPLY ONLINE view rates Become a Member CONTACT US
Spend Receive 2.00% APR off qualifying rate on purchases, cash advances, and balance transfers for 6 months!*
Points Open a new credit card and receive 5,000 bonus reward!** Make at least five purchase transactions within 60 days of activation** APPLY ONLINE view rates Become a Member CONTACT US
*Rate discount of 2.00% off current regular Credit Card rate will be applied only to new purchases, cash advances, and balance transfers made from August 1, 2026 - February 28, 2027, for a six-month (6-month) time period. Any balances not paid in full after 6 months will go to the current Credit Card rate of the cardholder at that time. Transfer balances from existing My Pensacola CU Credit Cards to another My Pensacola CU Credit Card are not eligible for this promotion. The 2.00% APR promotional rate reduction will be forfeited if account becomes delinquent 30 days at any time during the promotional period. APR = Annual Percentage Rate. Contact the Credit Union for full details regarding both promotions.
**Only new Credit Cards opened between August 1 - August 31, 2026, are eligible for the bonus 5,000 rewards points; existing Credit Union Credit Cardholders and any current balances do not qualify for this special offer. Offer good for purchase transactions only. Bonus points will be monitored and added within 45 days once transaction requirements have been completed. All loan underwriting policies apply. Some restrictions may apply.
Free, secure, and easy-to-use service for My Pensacola CU members:
Low rate means low monthly payments.
NO annual, over-the-limit, cash advance, or balance transfer fees!
Use towards brand-name gifts, travel, gift cards — even cash back!
Simply click here to get started or apply via Online or Mobile Banking.
No worries - becoming a member is easy! Simply click here.
If you have questions or need assitance, please contact us.
Expect your new Credit Card to arrive in the mail within 7-10 business days. Once you receive it, make sure to follow the steps to activate it right away.
Once your Credit Card is activated, you can log into Online and Mobile Banking to view and manage your account along with your other credit union products.
Should you have any questions or need any assistance, simply contact us and a credit union representative will follow up with you in no time.
Enroll in our eStatements for a secure, eco-friendly, and faster way to receive your monthly statements. You'll reduce the risk of identify theft and have access to a digitial storage file for all your My Pensacola CU finances. eStatements make it easier to manage your finances anytime and anywhere.
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