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We’re here to help! You are our VIP. And helping you is the most important thing we do! So we’re going to double our loan discount! Get a 2% APR* discount on your next loan with us! And for a limited time, rates as low as 1.99% APR* for up to 66 months! 

  • 2% APR1 discount on your next loan with us!
  • Plus, no payment for 90 days on collateralized loans!2 

1APR - Annual Percentage Rate. 

2All loans are subject to credit approval. Terms and conditions apply. VIP special discount does not apply on existing My Pensacola CU loans, line of credit loans, credit cards, or mortgage loans. Maximum loan term will depend on age, value, condition, and mileage of collateral and/or amount of the loan. Restrictions may apply. Minimum interest rate for any loan is 1.99% APR. The actual APR may vary based on credit history. Limited time offer. If applying online, your loan officer will apply the VIP discount at loan review. No payment up to 90 days applies to vehicle, motorcycle, boat, and RV loans with some restrictions.

We understand that the unexpected is always around the corner, but it’s our job to help you in your time of need. That’s why we have the My4Whatev$ loan! 

Borrow up to $7,500 as low as 6.9% APR* for up to 60 months. 

Use it for whatever you need! 


1APR = Annual Percentage Rate. For a $7,500.00 loan at an Annual Percentage Rate of 6.90% for a term of 60 months, you would be required to make 59 monthly payments in the amount of $150.37 each and a final payment of $149.89. Your loan amount, APR, term and payment amount may be different. Loan approval and loan terms subject to creditworthiness. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

We understand that the hardships surrounding this event may have put a strain on your finances, and we want to help in any way that we can.  
One way we plan to do that is by offering you the ability to skip your loan payment in April and May.

We are also waiving all Skip-a-Payment fees during this time.  

This also includes your mortgage payment!  

The Skip-a-Payment program1 will be available through It’sMe247 Online Banking or our Mobile App. If your loan(s) is/are eligible, you will see an SP icon beside your loan on the Account Summary page. Just click on the icon and follow the instructions. Then, you’re done! It’s that easy! 

1Skip-a-Payment is not available for delinquent loans, loan extensions, or loan modifications. Other restrictions may apply. 

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