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Come Join the Family...

Share your credit union experience with your neighbor, co-worker, friend or family member. 

If you live, work, worship, or attend school in Escambia County, Florida you are able to join My Pensacola Credit Union. 

You are an important part of the family that makes up the membership of the credit union. But you may not know that your own family can be part of our credit union family as well.

New laws and rules recently enacted make it clear that your own family members are potentially eligible for credit union membership. The new rules ensure that both immediate family members and household members, by nature of their close relationships to you, should be entitled to join a credit union based on their bond with you. 

Under the new rules, family members include:

  • Your spouse and children
  • Your parents, brothers and sisters
  • Your stepchildren and stepparents
  • Your grandchildren and grandparents

When your family members join our credit union, they immediately become eligible for the same great benefits you have come to enjoy: low interest-rate loans, higher return on savings, low or no service fees, personalized service, federally insured savings, and ownership in our credit union. More importantly, your family will transact its financial business at a place that puts service first.

Check with the credit union for details on membership eligibility.

If your family is looking for a financial institution that emphasizes service, offers affordable loans, provides a good return on savings, and ensures all-around benefits, your credit union is the choice for your family.

Our credit union, it's a family thing. Make it yours!

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Membership FAQ


Can I join?

Membership at My Pensacola Credit Union is open to persons who live, work, worship, or attend school in Escambia County, Florida.

What’s a credit union?

A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them — not to make a profit.

Who owns a credit union?

Most financial institutions are owned by stockholders who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.

Are savings deposits insured?

Yes. All savings accounts are insured up to at least $250,000 by NCUA, the National Credit Union Administration, an agency of the federal government.


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