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Free and Fee Schedule

At My Pensacola Credit Union, we believe in making things simple and easy to find. We also believe in giving you (our members) as much value as possible — which is why we offer a number of Free Services. You'll find a complete list of our Free and Fee services below:

FREE Schedule

Electronic Services

Online Account Access (It'sMe247)

FREE

Mobile Banking

FREE

Text Banking

FREE

eStatements

FREE

Bill Pay (up to 10 payments/month with eStatements)

FREE

ATM withdrawals (at designated ATMs)

FREE

E-Alerts

FREE

Direct Deposit

FREE

CU*Talk (Telephone Audio Response Teller)

FREE

Member Services

Official Checks (issued to Account Owner)

FREE

Notary Services

FREE

Checking (No Min Balance and No Monthly Service Fee)

FREE

Check Cashing

FREE

Debit Card

FREE

Kids Club House Program (formerly Savings Safari)

FREE

Annual Credit Report (get it online at www.AnnualCreditReport.com)

FREE

Fee Schedule

ACH/ATM/Debit/Share Draft Account Fees

Type

Fee

ATM Withdrawal/Transfer Fee (transaction at non-designated ATMs)

$0.50/transaction

Block/Reissue Debit Card

$10/card

Official Check Replacement

$5/check

Overdraft Transfer Fee

$3/transfer

Overdraft Privilege (ODP)/Insufficient Funds

$29/item

NSF

$29/item

Return Deposit Item Fee

$10/item

Stop Payment Fee

$29

Other Service Fees

Type

Fee

Account Activity Printout

$3/printout

Account Closure Fee (If account is closed within 90 days or to reopen under a new account number)

$15/account

Account Research/Reconciliation

$20/hour (minimum $10.00)

Deposited Item Return Fee

$10/item

Dormant Account Fee (Charged after 1 year and when account balance is less than $100)

$10/quarter

Money Orders

$2/money order

Official Check Copy Fee

$5/copy

Photocopy Fee

$3/copy

Research of Incorrect Address/Non-Forwarding (Returned Mail)

$5/item

Statement Copy Fee

$3/statement

Third Party Official Check Issue

$2/check

Visa® Gift Card

$5/card

Wire Transfer Fee (Incoming)

$5/transfer

Wire Transfer Fee (Domestic Outgoing)

$15/transfer

Wire Transfer Fee (International Outgoing)

Service not offered

Legal Fees

Type

Fee

Escheat Fee

$50

Levy, Garnishment, and/or Attorney Consulting

$25/document

Safe Deposit Box Fees

Type

Fee

Annual Rental size 3 x 5

$15/year

Annual Rental size 5 x 5

$25/year

Annual Rental size 3 x 10

$30/year 

Annual Rental size 10 x 10

$75/year

Change of Locks/Drilling/Key Copy

$200.00

Key Copy

$20.00/key

Fees are effective April 17, 2017.

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