Free and Fee Schedule
At My Pensacola Credit Union, we believe in making things simple and easy to find. We also believe in giving you (our members) as much value as possible — which is why we offer a number of Free Services. You'll find a complete list of our Free and Fee services below:
FREE Schedule
Electronic Services |
|
---|---|
Online Account Access (It'sMe247) |
FREE |
Mobile Banking |
FREE |
Text Banking |
FREE |
eStatements |
FREE |
Bill Pay (up to 10 payments/month with eStatements) |
FREE |
ATM withdrawals (at designated ATMs) |
FREE |
E-Alerts |
FREE |
Direct Deposit |
FREE |
CU*Talk (Telephone Audio Response Teller) |
FREE |
Member Services |
|
Official Checks (issued to Account Owner) |
FREE |
Notary Services |
FREE |
Checking (No Min Balance and No Monthly Service Fee) |
FREE |
Check Cashing |
FREE |
Debit Card |
FREE |
Kids Club House Program (formerly Savings Safari) |
FREE |
Annual Credit Report (get it online at www.AnnualCreditReport.com) |
FREE |
Fee Schedule
ACH/ATM/Debit/Share Draft Account Fees
Type |
Fee |
---|---|
ATM Withdrawal/Transfer Fee (transaction at non-designated ATMs) |
$0.50/transaction |
Block/Reissue Debit Card |
$10/card |
Official Check Replacement |
$5/check |
Overdraft Transfer Fee |
$3/transfer |
Overdraft Privilege (ODP)/Insufficient Funds |
$29/item |
NSF |
$29/item |
Return Deposit Item Fee |
$10/item |
Stop Payment Fee |
$29 |
Other Service Fees
Type |
Fee |
---|---|
Account Activity Printout |
$3/printout |
Account Closure Fee (If account is closed within 90 days or to reopen under a new account number) |
$15/account |
Account Research/Reconciliation |
$20/hour (minimum $10.00) |
Deposited Item Return Fee |
$10/item |
Dormant Account Fee (Charged after 1 year and when account balance is less than $100) |
$10/quarter |
Money Orders |
$2/money order |
Official Check Copy Fee |
$5/copy |
Photocopy Fee |
$3/copy |
Research of Incorrect Address/Non-Forwarding (Returned Mail) |
$5/item |
Statement Copy Fee |
$3/statement |
Third Party Official Check Issue |
$2/check |
Visa® Gift Card |
$5/card |
Wire Transfer Fee (Incoming) |
$5/transfer |
Wire Transfer Fee (Domestic Outgoing) |
$15/transfer |
Wire Transfer Fee (International Outgoing) |
Service not offered |
Legal Fees
Type |
Fee |
---|---|
Escheat Fee |
$50 |
Levy, Garnishment, and/or Attorney Consulting |
$25/document |
Safe Deposit Box Fees
Type |
Fee |
---|---|
Annual Rental size 3 x 5 |
$15/year |
Annual Rental size 5 x 5 |
$25/year |
Annual Rental size 3 x 10 |
$30/year |
Annual Rental size 10 x 10 |
$75/year |
Change of Locks/Drilling/Key Copy |
$200.00 |
Key Copy |
$20.00/key |
Fees are effective April 17, 2017.