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Keep the cash in your piggy bank — make purchases with a convenient, customizable debit card.

  • Free Mastercard® debit card with a My Pensacola CU checking account
  • Easy access to account balance
  • Make purchases or get cash virtually anywhere, worldwide
  • Funds deducted automatically
  • Track transactions with ease
  • Customize your card through SHAZAM® myPic Studio®, $15 fee1
  • More convenient than checks
  • Safer than carrying cash
  • Includes SHAZAM fraud protection
  • 24/7 access to funds via ATMs
  • Easily replaced if lost or stolen

With our free My Round Up program, every time you use your debit card we'll round up the transaction to the next dollar — and deposit the remainder into an account of your choosing! It’s a great way to save money without having to think about it. Contact us today to get started!

"Skimming" is a method by which thieves steal debit and credit card information at ATM and POS machines. Criminals put an illegal card reading device on an ATM, Pay at the Pump, or merchant POS device. The criminals use the device in tandem with hidden cameras to record personal identification numbers (PIN) entered onto the keypad. They then make duplicate cards using the information and go on a shopping spree. 

Year after year, ATM skimming attacks continue to increse, but there are ways to help avoid being a skimmed victim.

How to Avoid Skimming: 

  1. Keep your eyes open. If you're looking at an ATM or other card reading device and it looks a little loose, or you see scratches or sticky tape residue, be wary. Criminals often attach false fronts to ATMs with tape. You can pick around with your fingernails at the keypad to make sure there is not another keypad on top of the actual device.

  2. Cover those keys. If there is a skimming device on the card reader, there typically is a pin-sized hole camera that is mounted on the machine to record your PIN entered. If you notice a pin-sized hole on the top or side of the ATM, you should immediately contact the financial institution.

  3. Pay attention to your accounts. Keep a close eye on your account for any unfamiliar transactions regardless of how small they might be. Immediately notify us of something seems wrong.

  4. Don't assume all ATMs are equal. Be particularly wary if you're in a tourist area, because those are prime targets for criminals.

  5. Trust your gut. If your card is declined and you think it shouldn't have been declined, contact us. We will be glad to help figure out why the transaction was declined.

  6. Be on the lookout for potential thieves. Don't assume the theif isn't watching you. Criminals will often rig an ATM so it will not work. When you attempt to use the machine and your PIN won't work, a "fellow customer" (the lurking criminal) will step up and offer help.  Thus, gaining access to your PIN.

  7. When in doubt, don't. The only way to prevent your debit or credit card from being skimmed is to recognize that the machine has been tampered with and then walk away without using it.

  8. Use your debit card controls on the My Pensacola CU mobile app. You can get alerts to transactions made with your debit card, lock your debit card, or report it lost or stolen. Just click on More, Manage My Card, and select the card. Don't have the My Pensacola CU app? 

For iPhone users, download the app here.

For Android users, download the app here.

We understand that you're on the go! Whether you're out on the town or taking a vacation, you need control over your cards. And My Pensacola CU has now made that easier than ever.

You can now control the debit cards on your account from our free mobile banking app!

Just sign into your account, click More, then Manage Cards and select the card that you would like to control. You can view recent transactions, temporarily turn off that card, or report it as lost or stolen. 

We have also added eStatements to the app. Review your eStatements from anywhere.

1Member agrees to the Shazam myPic Studio terms and conditions. No copyrighted or trademarked material is to be used. No lude or obscene material is to be used. Shazam and My Pensacola reserve the right to reject card submissions that do not comply with the terms and conditions.

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